Knowledge and Resources

Mortgages can seem complex and confusing, but with a little knowledge and some useful resources, you can increase your awareness of home loans and become a confident, informed homebuyer.

When searching for a home and trying to get approved for a mortgage, it’s important that you understand certain details and terms, such as debt-to-income and loan-to-value ratios. You need to understand the difference between fixed- and adjustable-rate mortgages, as well as how credit scores are calculated. You don’t have to be a mortgage expert, but a foundation of basic knowledge will give you more confidence and increase your chances of financial success.

Using the right resources is also crucial. Resources like mortgage calculators and appreciation calculators help you plan for the future. While they can only provide a general estimate, they allow you to get an idea of your potential budget and help you compare various loan options, such as 15- vs 30-year mortgages.

Feel free to use our information and resources at any time, and if you have any further questions, please reach out to us and let us know how we can help!

Mortgages can be complicated, with lots of confusing terms and acronyms that seem like they come from another language.
But you don’t need to be a real estate agent or a lending professional to speak the language of mortgages. With this glossary, you’ll have a basic understanding of the most important terms in real-estate lending!

SOLUTIONS

Turndown
High Credit Great Job
Credit Challenges
No Credit
Alternative Income
Divorce/Widow
Goals & Strategies
Self Employed
Fixed Income
VA Benefits
Stock Options

PRODUCTS

Loan Programs/Type/Products
Conventional
Bank Statement
Jumbo
FHA
VA
ARM’s
Low Down
USDA
Fixed Rate

YOUR GOAL

Buy a Home/Refi/Reno/Investment
Financial
What Type of Property
SFR, Condo, PUD, TH, Mobile, Land

KNOWLEDGE & RESOURCES

Mortgage Rate
Mortgage Types
Home Finance Steps
Buyers Guide By State
Finance Tools
Glossary
Guides
Strategy
Real Estate

ARTICLES & NEWS

Blog Category List
News Feeds Rate

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